A Better Way To Buy A Car
Get the right financing terms and drive home today!
Pre-qualify with Zero Impact on Your Credit
Turbo Dealer, your premier hassle-free Buy Here Pay Here dealership in Houston, Texas
At Turbo Dealers, our customers are at the heart of everything we do. We take immense pride in offering top-quality, dependable vehicles at prices that won’t break the bank. We understand that a less-than-perfect credit history shouldn’t prevent you from owning your dream car.
With our dedicated team by your side, your car buying journey becomes a delightful and worry-free experience. We prioritize delivering exceptional service and a seamless buy here pay here financing process, ensuring you drive away quickly and confidently.
Experience the AMS Auto difference today by browsing our extensive selection of vehicles online or visiting our Houston, Texas dealership. We’re here to support you every step of the way.
We offer you a better way to buy a car
Turbo Dealer understands that life can bring unexpected financial challenges. That’s why we offer flexible financing options to support individuals who may have been turned down by traditional banks. We take pride in assisting customers who find themselves in the following situations:
- First Time Buyers
- Bankruptcy
- Self-employed/ 1099 Employment
- Troubled Payment Histories
- No credit or Low Credit Score
- Child Support
- Identity Theft
- ZERO Credit
- Divorce
- Difficulty Proving Income
- Student Loans
- Repo's
- Attorney General
- Open Autos
Houston Texas' #1 Buy Here Pay Here Dealership
Frequently Asked Questions
Buy Here Pay Here (BHPH) financing is a unique form of auto financing offered directly by the dealership. With this option, you have the convenience of purchasing a car and making payments directly to us, eliminating the need for third-party lenders. At our dealership, we provide various flexible financing options tailored to your needs.
You can make payments online, over the phone, in person, and set up automatic debits at no additional charge.
Visit our Payment Center and pay with cash, card (credit/debit). No change available for cash payments.
Call 972-440-1010 to pay by phone
Or CLICK HERE to Make an online payment. Create your account with your loan number (e.g., 001-7948) for a one-time setup. Contact our Payment Center for any assistance.
Absolutely! In most cases, you can take your chosen vehicle home on the same day.
Absolutely! We provide financing options to all applicants, regardless of their credit history. Our in-house financing process ensures that we consider your complete application, including the required documentation, to make a decision that suits your needs.
Yes, as part of our evaluation process, we may review your credit history by accessing your consumer credit file from one or more of the major credit bureaus. However, at AMS Auto, we prioritize your ability to pay and financial stability. We take into account factors such as your employment and residence history, rather than solely relying on a credit score, when determining a reasonable financing amount and payment and down payment terms.
By responsibly managing your Buy Here Pay Here loan and making timely payments, you have the opportunity to establish a positive payment history. Consistently meeting your financial obligations can gradually contribute to improving your credit score over time.
- Accessibility: Buy Here Pay Here financing provides an opportunity for individuals with less-than-perfect credit or no credit history to secure financing for a vehicle. Traditional lenders often have stricter credit requirements, making it difficult for such individuals to qualify.
- In-house Financing: With Buy Here Pay Here financing, the dealership acts as the lender, allowing for a simplified and convenient financing process. You can negotiate the terms directly with the dealership, making it easier to find a suitable financing option.
- Faster Approval: Buy Here Pay Here financing typically offers faster approval times compared to traditional lenders. Since the financing decisions are made in-house, the dealership can evaluate your application quickly and provide an immediate response.
- Flexible Terms: Buy Here Pay Here financing often offers more flexible terms, including down payment options, loan durations, and payment schedules. This flexibility allows you to customize the financing to fit your budget and specific needs.
- Credit Building Opportunity: By consistently making timely payments on your Buy Here Pay Here loan, you have the chance to improve your credit history. As the dealership reports your payment activity to the credit bureaus, responsible payment behavior can gradually enhance your credit score.
Serving Houston TX since 2008
Handpicked Inventory for Your Peace of Mind
Hassle-Free Easy Financing Options
$100 for Any Referral Sold
Low Down Payment Options
We Get Almost Everyone Approved
Refer A Friend & Receive $100
Take advantage of our exciting referral program! Refer a Friend, Family-Member, or Co-Worker and when they purchase a vehicle from AMS Auto, you earn $100! It’s that simple and there is no limit to how many referrals you send us, just complete the form below.
- With your full name and contact details send us the name of the person you are referring to us, referrals email and referrals cell number before they contact Midpoint Auto Group and they must be a new customer to the dealership.
- Only one $100 referral check is valid per vehicle purchased.
- Referral check will be mailed to address on file within 30 days of your referral’s purchase.
For a seamless car buying experience, please bring the following items on your next visit.
Valid Driver’s License/ Picture ID, Proof of Residence (Recent electric/ telephone/ cable bill or bank statement preferred), Trade Title AND Registration (If trade involved), 5 Complete References, Current Auto Insurance Information, Insurance ID Cards (CT customers), Accurate 15 Day Trade Payoff Quote (If trade involved).
Find the Perfect Vehicle For You. Chek out our inventory now.
Visit Turbo Dealer!
Discover Unmatched Service and Satisfaction at AMS Auto Group, Your Trusted Buy Here Pay Here Dealership Serving Houston, Farmers Branch, Addison, Lewisville, Plano, Richardson, and Irving, Texas Since 2008. Our Loyal Customer Base and Referrals Speak to Our Commitment to Providing the Best Hand-Selected Inventory with Affordable Down Payments.
Tired of hearing excuses like ‘You Need a Co-Signer’, ‘You need $3000 down to get Financed’, ‘You don’t make enough money’, ‘You haven’t been on your job long enough’ from other dealerships? At Midpoint Auto Group, we offer in-house financing, ensuring a resounding YES! to your needs. Your Job is Your Credit with us. We prioritize your ability to pay and financial stability, considering your employment and residence history rather than solely relying on a credit score. Drive away with confidence today!
WE FINANCE YOUR PRESENT SITUATION, NOT YOUR PAST!